We built the newsletter we desperately needed.
Nigeria throws a lot at your money. Inflation eating savings overnight. Bank rates that insult your intelligence. A thousand fintech apps nobody explains properly. Naira & Sense exists because we got tired of figuring it out alone.
How this started.
In 2023, I made a painful discovery: my savings account was earning 2.1% interest while inflation was running at over 20%. In real terms, I was getting poorer every single month — even as I saved more.
I wasn’t careless with money. I had a decent job. I read the business pages. But nobody had ever sat me down and said: “Here are the actual numbers. Here is where your naira is dying. Here is exactly what to do instead.”
I started keeping a Google Doc. Rates I found. Products I tested. Comparisons I ran. I shared it with a few friends. They shared it with their friends. By April 2026, 4,200 people were opening it every Tuesday morning. That Google Doc became Naira & Sense.
What we actually do.
Every Tuesday at 7am, we send one email. It has three things:
One Nigerian financial news story — explained clearly, with context you can actually use. No jargon. No filler.
Where are T-bills? What are the best fintech savings rates? What is inflation doing to your purchasing power? Fresh numbers, every week.
A single, concrete action you can take this week to make your money work harder. No lectures. Just the move.
Our values.
We don’t take money from banks, fintech companies, or anyone else to rank their products higher. When we say Piggyvest has a better rate than GTBank, it’s because the numbers say so — not because someone paid us.
We update our rates page every Monday. We tell you when we’re wrong. We never recommend anything we wouldn’t put our own naira into.
This newsletter is proudly bootstrapped. We will never take investor money that would pressure us to compromise our editorial independence. If we ever change that, we’ll tell you first.
Insights that help you spot today’s opportunity for tomorrow's wealth, every Tuesday morning.